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Is factoring not the right solution after all?
Apply for business financing at Qeld and, upon approval, receive the business loan to invest in your business within 24 hours!
Non-binding loan term
No start-up fees
Paid the same business day
From investing in growth to bridging a difficult period, Qeld supports all lending goals and business aspirations. Here's how a business loan from Qeld can help you achieve your goals:
With a bridge loan, you can easily cover material costs or hire the best professionals so that your projects can go on as usual, without hassle or delay.
Take your business to the next level by investing in new equipment, machinery, company vehicles or software. Everyone could use a well-deserved update from time to time.
Need extra working capital? It happens to every entrepreneur. Repairs, pre-financing VAT or a shortfall in your cash flow: Qeld is happy to help you with an extra financial boost!
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Qeld makes business financing simple and accessible, without endless procedures or mountains of paperwork. No hassles, because as an entrepreneur you already have enough to deal with in your daily life. This is how we do things differently:
We understand how important flexibility is for business owners. That's why Qeld offers you the option to repay the loan in full at any time, with no additional fees. You decide how long you need the business loan, not us.
Call us boring, but we don't like surprises. That's why our monthly costs always stay the same. No confusing variable interest rates or unpredictability - just the same fixed costs, every month. Simple and straightforward.
Entrepreneurs don't have time to stand still. That's why we pay off our business loans within 24 hours. You deserve a loan that keeps you moving, which is why we've simplified our process so you can move even faster.
Qeld is part of Qred Bank, founded in 2015. By entrepreneurs, for entrepreneurs. Since our inception, we have not been afraid to challenge traditional banking. We do it our own way: faster and simpler. We now operate in seven countries and are the market leader in business financing in Scandinavia.
In 2018, we launched our services in the Netherlands. We have already had the opportunity to support thousands of Dutch companies with a business loan. Our team understands the unique challenges and needs of entrepreneurs and always thinks along with you. We are therefore also extra proud to be one of the top rated business lenders on Trustpilot.
Our customers can agree to an offer online through Signicat
Qeld uses iDIN as a secure and reliable identification method.
Qeld uses Trustly for fast and reliable loan disbursement.
Michiel, our Country Manager Netherlands, and his team have answered the most frequently asked questions here:
No. At Qeld , we are completely transparent about our prices and terms. You pay at Qeld a fixed monthly price for using the business loan and a standard monthly repayment. Add the two amounts together: this is the total monthly cost.
Qeld does not work with varying interest rates or hidden costs, only a fixed monthly cost and amortisation. This enables our Qeld customers to know exactly where they stand every month. Do you want to repay the loan early? This is also possible without extra costs. This way, you only pay for the period you actually need the loan! Smart!
All Dutch entrepreneurs, large and small, can apply to us for a business loan, including BVs, VoFs and ZZP'ers. The only hard requirements we set are that the company is already registered in the Trade Register of the Chamber of Commerce (valid Chamber of Commerce number) and that the management of the company is resident in the Netherlands. It does not matter in which sector the company is active, how long the company has existed or how many employees there are: Qeld evaluates each application individually based on an advanced credit assessment.
We give all entrepreneurs a chance!
What does Qeld offer entrepreneurs?
Upon digital signing of the contract, we try to transfer the business loan the same day (if the loan application is approved and signed before 5 p.m.).
Please note that transferring the loan does not mean that the amount is automatically visible in your account. We are dependent on banks and systems to process our payments. For most customers, the money is available in the account the next business day, but it may take a little longer to receive your funds due to the processing time of the bank.
We are here for you on all weekdays between 8 a.m. and 5 p.m.
Jeroen is the partnership manager for the Netherlands and Belgium for Qred since April 2021. After studying hotel management at The Hague Hotel School, he has been a hospitality entrepreneur himself in the French Alps, so the entrepreneurial spirit and thoughts are very familiar to him. After moving to Stockholm in 2016, he became a hotel manager, but he had a desire to help entrepreneurs and therefore joined Qred.
