Business financing within 24 hours

No start-up fees
Non-binding loan term
Same-day transfer of your loan!

How much do you want to borrow?

Get a free, no-obligation quote

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Thanks to quick business financing from Qeld , we were able to lease our company vehicle.
Business owners lease a company car with a business loan from Qeld.
Joakim & Erik
Qeld sent me a quote the same day with an attractive offer for business financing.
A restaurant owner satisfied with his business loan offer.
Restaurant owner
Qeld helped me keep my head above water during a difficult period.
Robert owns a cafe and uses a business loan to keep his business healthy.
Café owner
Do you want to
stock up?
get a bridge loan?
grow your business?
finance a project?
hire staff?
invest in marketing?
get better cash flow?
get new tools?

Discover Qeld in the TV programme de Barometer on RTL Z

How does business financing work?

Clear, fast and hassle-free: that's business financing from Qeld


Applying for business financing is simple, straightforward and only takes a minute.

Free of charge

Requesting a quote for business financing is completely free and always 100% non-binding.


Sign our offer digitally and we will transfer the money the same business day.

No start-up fees
No hidden costs
Non-binding loan term

Frequently asked questions:
business loan

How much does a business loan cost at Qeld?

At Qeld , you pay a fixed monthly fee each month for using the loan (user fees), plus a fixed monthly repayment on the outstanding loan amount (amortization). Add the two amounts together and you have your total monthly amount.

The amount you pay monthly in fees and repayments is calculated based on the loan amount, the loan period, the company's credit score and other factors. Curious about what we can offer you? Simply submit an application and we will get started with a free quote for your business loan! Our quote is always personal - and more importantly, always without obligation! You decide whether you accept our offer or continue to look for suitable financing to realise your ambitions.

Why a fixed price for a business loan?

We prefer a fixed monthly price, because that way you know exactly what will be debited each month. You never have to worry about complicated interest rates or a sudden increase in your monthly costs. At Qeld, the monthly amount remains the same for the entire term of your business loan (unless you apply for a loan increase in the meantime and want to borrow extra credit).

Are there any hidden costs?

No. At Qeld we are completely transparent about our prices and conditions. At Qeld you pay a fixed monthly fee for using the loan and a standard monthly repayment. Add the two amounts together: this is the total monthly cost.

Qeld does not work with varying interest rates or hidden costs, only a fixed monthly cost and amortisation. This enables our Qeld customers to know exactly where they stand every month. Do you want to repay the loan early? This is also possible without extra costs. This way, you only pay for the period you actually need the loan! Smart!

Who can apply for a business loan?

All Dutch entrepreneurs, large and small, can apply to us for a business loan, including BVs, NVs, VoFs and ZZP'ers. The only hard requirements we set are that the company is already registered in the Trade Register of the Chamber of Commerce (valid Chamber of Commerce number) and that the management of the company is resident in the Netherlands. It does not matter in which sector the company is active, how long the company has existed or how many employees there are: Qeld evaluates each application individually based on an advanced credit assessment.

We give all entrepreneurs a chance!

What does Qeld offer entrepreneurs? 

  • Business loans from €1,000 to €200,000
  • Applying for a loan is completely non-binding
  • No hidden costs
  • No start-up fees
  • Flexible loan term from 6 to 18 months
  • Repayable at any time without extra charge

When is the business loan transferred?

Upon digital signing of the contract, we try to transfer the business loan the same day (if the loan application is approved and signed before 5 p.m.).

Please note that transferring the loan does not mean that the amount is automatically visible in your account. We are dependent on banks and systems to process our payments. For most customers, the money is available in the account the next business day, but it may take a little longer to receive your funds due to the processing time of the bank.

Will you request/receive credit information about me?

Yes, in order to assess your loan application appropriately, we use credit information obtained from reputable credit rating agencies. This concerns credit information on both personal creditworthiness and that of the applicant's company.

> 40,000 entrepreneurs funded

Qeld (Qred Bank) has helped entrepreneurs in all industries grow their small business with flexible business loan.

Several entrepreneurs using Qeld 's fast and flexible business financing to grow their businesses.

Financing for small and medium-sized enterprises

Fast and flexible financing

Regardless of whether your business is large or small, we'll find a solution that's right for you. We offer fast, fair and flexible financing for SMEs.

Personalised service

Our friendly team is always ready to help you - you can contact us by phone, email or chat. We will help you every step of the way.

Strong customer relationships

We build long-term relationships with our customers. We are happy to advise you and improve our service every day so that we can support you even better in the future.

About Qeld

Qeld was founded by Emil Sunvisson, entrepreneur at heart. We are a business lender for entrepreneurs, by entrepreneurs. Qeld currently operates in 7 markets (Sweden, Finland, Denmark, Norway, the Netherlands, Brazil and Belgium) and has already stimulated more than 25,000 businesses. We help small entrepreneurs achieve big ambitions. From new equipment and commercial vehicles to inventory, we support all lending goals. Our goal is to make business financing fast and accessible to all entrepreneurs. Qeld: fast business loans, hassle-free...

Visit About Qeld to read more.

jobs created


Qeld supports all lending goals! Still have questions about business loans through Qeld? Then contact our friendly team of experts! We are here for you at:
08.00 - 17.00 (Mon to Fri)
Telephone number
020 - 808 60 84

Estimated waiting time
Less than 1 minute

Estimated response time
Less than 24 hours
Chat with us

Estimated response time
Less than 2 minutes