Give your customers access to fast, flexible financing

A business loan itself is not tax-free; you do not pay taxes on the amount borrowed itself, since it is not income. However, the loan must be recorded as a debt on your company's balance sheet. In addition, you can usually deduct the interest and fees you pay on a business loan from your profits as business expenses. This can be beneficial because it reduces your taxable profit, which in turn can provide a tax benefit.

At Qeld, part of Qred Bank, we help entrepreneurs with loans between €5,000 and €500,000, with no binding term and a transparent fee structure. For detailed tax advice, it is always wise to contact a tax advisor, so you can be sure how a loan will affect your specific tax situation.

The monthly cost of a business loan at Qeld, part of Qred Bank, depends on the amount borrowed, the term and the financial situation of your business. At Qeld we work with a transparent monthly fee structure, so you know up front exactly what you'll pay each month, with no hidden fees.

To get a concrete idea of the costs, you can make a simple, no-obligation application on our website. Within minutes you will get an insight into the monthly costs applicable to your loan, which can range from €5,000 to €500,000. Upon approval, the money will be in your account within 24 hours, giving you the speed and security to invest in your business right away.

The terms for a business loan at Qeld, part of Qred Bank, are simple and straightforward. Here are the main criteria you must meet to qualify:

1. Registration with the Chamber of Commerce (CoC): Your company must be registered with the Chamber of Commerce in the Netherlands.
2. Minimum age of applicant: The entrepreneur applying for the loan must be at least 18 years old.
3. Business activity and stability: Qeld assesses the current financial situation and activity of your business to ensure that you are able to repay the loan. While there are no set turnover requirements, your business must be active and stable enough.
4. Flexibility in repayment: Our business loans have no fixed term. This means you can repay early at no extra cost, offering flexibility for business owners who don't want a long-term commitment.

These simple terms make it possible for entrepreneurs to borrow quickly and flexibly. Upon loan approval, between €5,000 and €500,000, the amount will be in your account within 24 hours, allowing you to invest in your business immediately without unnecessary delays.