Business loans for startups
Application is free and without obligation
No hidden fees or start-up costs
Same-day transfer of your loan!
Qeld Helps startups with business loans
Business loans for startups and new businesses have traditionally been difficult to obtain. Since 2015, our main goal has been to be able to help as many small business start-ups as possible with the right type of financing.
So it doesn't matter whether you have a new or old business. Small is bigger doesn't matter either. So forget your years of history, balance sheets and profit and loss statements and complicated business plans that the bank wants to see. At Qeld , we care about you and your future plans.
Business loans for start-ups
We offer business loans to all types of businesses. Here's how a loan through Qeld works:
- Application takes 1 minute
- You will receive an answer within 1 hour
- The money will be paid out the same day
The loan has...
- No start-up fees
- No commitment period
- No hidden costs
Welcome to apply!
Brief summary
It is difficult for start-ups to get a loan from a traditional bank because of the higher risks and limited amounts. However, at Qeld , we offer business loans for start-ups with no start-up fees, mandatory terms or hidden costs, allowing entrepreneurs quick access to financing. Simply apply in one minute and receive a response within one hour, with same-day disbursement.
Why startups are rejected by banks
Maybe you're thinking about starting a business? Or maybe you've just started a new business? Unfortunately, borrowing money from the bank for a start-up is not easy. First, the risk is highest in the beginning, before the business is well and truly started, and second, the amounts are quite small. The bank likes low risk and lends large amounts to large companies. It is just not worth the bank's time to spend on start-up businesses.
What is a start-up?
A start-up is a company that has not yet incorporated or filed its first financial statements. Some banks even require three sets of accounts to keep a company from being considered a start-up. At Qeld , we think this is wrong because the first three years of a business are the most difficult. That's when you may need temporary capital injections to grow.
Starter Loan - A business loan to start your own business
Before you apply for a business loan, you need to have done your homework. What will your business do, how much money do you need to get started? How much can you pay back per month? Think about this carefully so you apply for the right amount and can clearly explain how you will repay the loan.
What type of loan is best for startups?
- Traditional bank loans are best suited when the business is already more advanced and there is an established cash flow.
- Qeld business loans are suitable if you have a temporary liquidity need. Qeld is one of the few providers of loans to startups.
- Equity is appropriate when there is great potential for the company's increase in value if it succeeds, but there is a high risk that it will take longer than planned.
How much does a business loan from Qeld cost ?
At Qeld we don't work with standard rates, because no company is the same. That's why we always make you a personalized offer. This offer is a fixed monthly price that consists of two parts: user fees and repayment. So you know in advance exactly what the loan will cost you each month.
Who can submit an application?
All entrepreneurs, large and small, can apply for a business loan at Qeld . The only conditions we set are that the company is already registered at the Chamber of Commerce and that the owner lives in the Netherlands. Discover now how much you can borrow and submit your application!
What can I use the loan for?
You can use our business loan for all business purposes! From working capital and inventory to new equipment, commercial vehicles, machinery and more. We support all investments in your future. Get a business loan from €5,000 to €500,000. No start-up costs or fixed term.
Qeld Supports entrepreneurial dreams since 2015
Qeld is part of Qred Bank, founded in 2015. By entrepreneurs, for entrepreneurs. Since our inception, we have not been afraid to challenge traditional banking. We do it our own way: faster and simpler. We now operate in seven countries and are the market leader in business financing in Scandinavia.
In 2018, we launched our services in the Netherlands. We have already had the opportunity to support thousands of Dutch companies with a business loan. Our team understands the unique challenges and needs of entrepreneurs and always thinks along with you. We are therefore also extra proud to be one of the top rated business lenders on Trustpilot.
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Please contact Qeld
We are here for you on all weekdays between 8 a.m. and 5 p.m.
