Business loans for startups

Application is free and without obligation

No hidden fees or start-up costs

Same-day transfer of your loan!

Receive 3 months with no installment*

How much do you want to borrow?

Get a free, no-obligation quote

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*When you take out a loan at Qeld, you get 3 grace months that you can use when you need them.

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Brief summary

Qeld offers business loans from €1,000 to €500,000 for start-ups. The loans can be used for various needs important to the growth of a start-up, such as marketing, equipment and hiring staff. The loan application process is quick and digital, allowing businesses to access same-day financing even without traditional collateral.

Qeld Helps startups with business loans

Business loans for startups and new businesses have traditionally been difficult to obtain. Since 2015, our main goal has been to be able to help as many small business start-ups as possible with the right type of financing.

So it doesn't matter whether you have a new or old business. Small is bigger doesn't matter either. So forget your years of history, balance sheets and profit and loss statements and complicated business plans that the bank wants to see. At Qeld , we care about you and your future plans.

Business loans for start-ups

We offer business loans to all types of businesses. Here's how a loan through Qeld works:

  1. Application takes 1 minute
  2. You will receive an answer within 1 hour
  3. The money will be paid out the same day

The loan has...

  • No start-up fees
  • No commitment period
  • No hidden costs

Welcome to apply!

Why startups are rejected by banks

Maybe you're thinking about starting a business? Or maybe you've just started a new business? Unfortunately, borrowing money from the bank for a start-up is not easy. First, the risk is highest in the beginning, before the business is well and truly started, and second, the amounts are quite small. The bank likes low risk and lends large amounts to large companies. It is just not worth the bank's time to spend on start-up businesses.

What is a start-up?

A start-up is a company that has not yet incorporated or filed its first financial statements. Some banks even require three sets of accounts to keep a company from being considered a start-up. At Qeld , we think this is wrong because the first three years of a business are the most difficult. That's when you may need temporary capital injections to grow.

Starter Loan - A business loan to start your own business

Before you apply for a business loan, you need to have done your homework. What will your business do, how much money do you need to get started? How much can you pay back per month? Think about this carefully so you apply for the right amount and can clearly explain how you will repay the loan.

What type of loan is best for startups?

  • Traditional bank loans are best suited when the business is already more advanced and there is an established cash flow.
  • Qeld business loans are suitable if you have a temporary liquidity need. Qeld is one of the few providers of loans to startups.
  • Equity is appropriate when there is great potential for the company's increase in value if it succeeds, but there is a high risk that it will take longer than planned.

About Qeld

Our history

Qeld was founded in 2015 by entrepreneurs for entrepreneurs and is one of the fastest growing fintech companies in Europe, according to the Financial Times. Qeld has shown profitable growth from the start and is the market leader in Scandinavia with the most satisfied customers in the Netherlands, according to Trustpilot.

With offices in the Netherlands, Belgium, Sweden, Finland, Denmark, Norway, Germany and Brazil, Qeld Hundreds of thousands of loans to small businesses. Thanks to a fully automated and proprietary credit scoring system, Qeld Providing business owners with the support they need to grow quickly and competitively. In our other markets, we are called Qred.

Man som håller i ett stort Qred VISA

Questions?

Qeld supports all lending goals! Still have questions about business loans through Qeld? Then contact our friendly team of experts! We are here for you at:
Monday through Friday 8 a.m.-5 p.m. and Wednesday through 8 p.m.
Telephone number
020 - 808 60 84

Estimated waiting time
Less than 1 minute
Email
support@qeld.nl

Estimated response time
Less than 24 hours
Chat
Chat with us

Estimated response time
Less than 2 minutes