Disbursement within 24 hours of your approval
Choose yourself: fixed term or flexible credit
Personal account manager who thinks with you
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Time is money, so why wait? With our fast online application process, you skip the long waits at the bank. Indicate how much you want to borrow, upload your documents, and we'll pick up your application right away - you'll get a response within one business day .
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With Qeld , you can choose between a fixed term of 6 to 36 months with an extra competitive interest rate, or a flexible loan that you can repay at any time with no additional fees or penalties - so you're always in control. You decide, we finance.
With a Business Loan Plus, you always have access to a personal account manager who is there for you. You deserve better than a service where you're just a customer number, which is why at Qeld there's someone who actually thinks with you and puts your business first.
Every business is unique. That's why our Business Loan Plus customers have a personal Account Manager, like Christine. She thinks along with you about the best solution for your company, helps with questions about repayments and invoices, and is your direct point of contact at Qeld. Fast, simple and hassle-free - because doing business is challenging enough.
New machinery or equipment? Expand team? Increase production capacity? You see opportunities, we provide the financing to make them happen. With our loan, you invest directly in the growth of your business.
Buying stock, catching seasonal peaks or taking a breather? With extra liquidity you can quickly respond to what your business needs. Our Business Loan Plus helps you have extra working capital within 24 hours.
With a business loan from Qeld , you can easily cover material costs or hire the best professionals to complete your project so you can move forward - without delay. Because standing still has never been a formula for success.
Curious about how a Business Loan Plus works? We've listed the most common questions for you below:
The Business Loan Plus from €50,000 to €500,000 is for any type of business, in any sector. The only conditions? Your company has been active for at least 2 years and has an annual turnover of at least €500,000. You must also be registered with the Chamber of Commerce (valid Chamber of Commerce number) and the owner must be based in the Netherlands.
No match for your business? No problem. For small and/or newer businesses, we also have a solution: a business loan from €5,000 to €50,000, so you can move fast and realize your ambitions.
No two businesses are the same, so why should your loan be? That's why we don't work with standard rates at Qeld . Once we receive your application, we immediately get to work on a customized cost calculation. We look at several factors: the term, whether you choose fixed or flexible with the option to repay earlier, the loan amount, credit history and the financial health of your business.
The result? A unique offer, tailored entirely to your situation. And with Qred, no hassles with variable interest rates or varying repayments. You simply pay the same amount each month. This consists of monthly loan utilization fees and a fixed repayment on the borrowed amount - with no hidden fees or surprises. This way, you know exactly where you stand and can easily budget for the repayment of the loan.
Time is money, and at Qeld we don't waste a second. Once you agree to our offer and sign the terms, we transfer the loan within minutes . In most cases, the money will be in your business account within 24 hours. Please note, some traditional banks are unfortunately not as fast as Qeld, so processing time may vary, but we make sure it's taken care of as soon as possible!
To properly review your application, we need the following documents:
Understanding bank statements for the past 6 months
This can be done in two ways:
- By uploading an MT940 file
- Or by linking your bank account so that our reviewers have direct access.
Most recent financial statements
If this year's financial statements are not yet available, a column balance sheet or a statement from your accounting package may also be provided.
Most recent income tax return
If applicable: Information on co-directors/shareholders
We would like to receive insight into who is involved in the company making the application.
Bank transactions + information on fellow directors/shareholders
While submitting your application, you can add additional information by choosing the option to boost the application.
Financial statements + income tax return
You can also mail the financial statements and income tax return to: support@qeld.com. Always include your company's Chamber of Commerce number.
Our review on Trustpilot proves that speed and service are both possible when you want business loans. Find out why more than 50,000 business owners already chose Qelds flexible business financing:
The TrustScore is calculated based on all reviews on Trustpilot, taking into account timeliness, quantity and star rating. Qeld invites all customers to leave a review.
In 2015, we saw how traditional banks frustrated small business owners. So we did the opposite and started Qred Bank in Sweden - fast, simple and founded by entrepreneurs, for entrepreneurs. Since 2018 we have been active in the Netherlands, where our team - like Account Manager Christine - is ready to help you grow. Request a quote now and find out what we can do for you!
Not every investment requires major financing. Sometimes you just want to move quickly, buy stock, replace equipment, seize an opportunity. With our business loan up to €50,000, you arrange exactly what you need, with no queue, and without the minimum turnover requirements of Plus. Just fast and clear.
We are here for you on all weekdays between 8 a.m. and 5 p.m.
