No. At Qeld , we are completely transparent about our prices and terms. You pay at Qeld a fixed monthly price for using the business loan and a standard monthly repayment. Add the two amounts together: this is the total monthly cost.

Qeld does not work with varying interest rates or hidden costs, only a fixed monthly cost and amortisation. This enables our Qeld customers to know exactly where they stand every month. Do you want to repay the loan early? This is also possible without extra costs. This way, you only pay for the period you actually need the loan! Smart!

Qeld makes business loans easy, convenient and flexible. Applying for a business loan takes just 1 minute and is completely non-binding. Upon approval and digital signature, we transfer the loan the same business day: fast and simple! Qeld is business lending without the hassle.

What does Qeld offer entrepreneurs?

• Corporate loans from €5,000 to €500,000
• No hidden costs
• No start-up fees
• Flexible loan term from 6 to 18 months
• Repayable at any time without extra charge
• Personalised service to help you succeed

Qeld in brief

Qeld is the Dutch division of Qred: the expert in business loans. Qred is a Swedish company, founded in 2015, with a clear goal: to make financing for entrepreneurs easier, faster and more flexible. We love small entrepreneurs and offer them the chance to grow, invest and increase their profit potential. 

How do we do this? By providing flexible business loans that can be repaid at any time. This means an entrepreneur only pays for the period he or she actually needs the loan. Qeld offers business loans from €5,000 to €500,000, with no start-up costs or hassles.‍

How does applying for a loan with Qeld work?

Our goal of making business loans easier, faster and more flexible drives our processes. For example, business owners can submit a loan application through our website in as little as one minute. Our team then performs the necessary credit checks and contacts you within an hour to discuss the application.

Is your creditworthiness in order? Then you'll receive a personalised offer that can be signed digitally with iDIN. When digitally signed, we transfer the loan amount the same day. Fast, simple and safe.

How much does a business loan cost?

Qeld has no standard rates but instead assesses each credit application individually. This means that each entrepreneur receives a personalised offer.

At Qeld, you pay a fixed monthly price for using the loan, plus a fixed repayment amount. This way, you know exactly what you are paying every month for your business loan, without hidden costs or complicated interest rates.

Why Qeld?

Small business owners often find it difficult to arrange financing through traditional banks. They are turned down because the loan amount is too low or they have to deal with a process that takes weeks. Therefore, Qeld is the smart solution for ambitious entrepreneurs: flexible financing for small business owners, in your bank account within one working day.

We have invested in a modern online system that is completely independent of expensive offices and manual steps. By analysing data from hundreds of sources, we can assess an application immediately and act quickly. No other company grants and disburses business loans faster than Qeld. Our team is also service-oriented and makes business lending easy to understand.

‍