We would like to inform you that we are currently experiencing technical difficulties with our telephone lines. This may result in reduced accessibility or interruptions during calls. Our team is working hard to find a solution and we expect to fix the problem as soon as possible. We apologize for the inconvenience and thank you for your understanding and patience.

Please note that Qeld will be closed on Friday, March 29 and April 1 due to Good Friday and Easter Monday. You can still submit your business loan application, we will be happy to help you after April 1. For questions, please email support@qeld.nl. We will get back to you as soon as possible! Happy Easter!

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Our website will be offline tonight from 23:00 to 02:00 for scheduled maintenance. We will be ready to serve you again as soon as it is completed.
To contact our team, please email support@qeld.nl. Apologies for the inconvenience!

Business loan SME Masters Podcast: additional benefits

Especially for listeners of the SME Masters Podcast:

borrow completely free business for the first month.

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Apply today for your business loan at Qeld, receive the money within 24 hours and start paying your monthly fees and repayments only from the second month! That way you will have extra financial room to invest in your business.

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Here's how you do it:

  1. Fill out the form on the right side of the screen for a free, 100% no-obligation quote
  2. We will contact you to discuss your requirements
  3. Sign your personal quote digitally
  4. Receive your business loan the same business day
  5. Grow your business!

How much do you want to borrow?

Get a free, no-obligation quote

€

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Discover Our Expert Blogs and Articles

At Qeld , we understand the challenges entrepreneurs face. That's why we offer a wealth of valuable information through our blogs and articles. Whether you're looking for business financing tips, strategies to grow your business, or the latest industry news, our experts have it for you. Stay informed and inspired with our in-depth insights and practical advice.

Go to the growth blog
Non-binding loan term
No start-up fees
Paid within 24 hours

How can you use business financing?

Business financing can be used for all business purposes: from new staff to investing in marketing.

New staff

New stock or tools

Bridging

Corporate financing up to €500,000

Corporate finance from Qeld is made specifically for SMEs. We provide business financing from
€1000 to €500,000 - perfect for growing your business!

Qeld helped me keep my head above water during a difficult period.
Thanks to Qeld , we were able to lease our company car and pay salaries.
Qeld sent me an attractive offer for business financing the same day.

It is that easy

Apply for business financing within 1 minute

Submitting an application is quick and easy. Fill it out and receive a free, 100% no-obligation quote for your business financing.

1
2

Quick response

We will respond to your request within an hour. You will receive your personalized quote via email.

3

Sign with iDIN

If you agree to our quote, you can easily sign it through your bank. We will pay you the same day.

4

Repay whenever you want

When you no longer need the loan, you can pay it off in full anytime at no extra cost!

Apply for business financing

Transparent costs

At Qeld , you pay a fixed monthly price each month for business financing, plus a fixed monthly repayment. So you know exactly what the financing costs. The user fees are determined individually based on the loan amount and the creditworthiness of your business. In addition, there are no hidden costs or start-up costs! Are you curious about your loan options? You will receive your personal, non-binding offer here.

Super fast
No start-up fees
Repay whenever you want

Frequently asked questions:
business loan

How much does a business loan cost at Qeld?

At Qeld , you pay a fixed monthly fee each month for using the loan (user fees), plus a fixed monthly repayment on the outstanding loan amount (amortization). Add the two amounts together and you have your total monthly amount.

The amount you pay monthly in fees and repayments is calculated based on the loan amount, the loan period, the company's credit score and other factors. Curious about what we can offer you? Simply submit an application and we will get started with a free quote for your business loan! Our quote is always personal - and more importantly, always without obligation! You decide whether you accept our offer or continue to look for suitable financing to realise your ambitions.

Why a fixed price for a business loan?

We prefer a fixed monthly price, because that way you know exactly what will be debited each month. You never have to worry about complicated interest rates or a sudden increase in your monthly costs. At Qeld, the monthly amount remains the same for the entire term of your business loan (unless you apply for a loan increase in the meantime and want to borrow extra credit).

Are there any hidden costs?

No. At Qeld , we are completely transparent about our prices and terms. You pay at Qeld a fixed monthly price for using the business loan and a standard monthly repayment. Add the two amounts together: this is the total monthly cost.

Qeld does not work with varying interest rates or hidden costs, only a fixed monthly cost and amortisation. This enables our Qeld customers to know exactly where they stand every month. Do you want to repay the loan early? This is also possible without extra costs. This way, you only pay for the period you actually need the loan! Smart!

Who can apply for a business loan?

All Dutch entrepreneurs, large and small, can apply to us for a business loan, including BVs, VoFs and ZZP'ers. The only hard requirements we set are that the company is already registered in the Trade Register of the Chamber of Commerce (valid Chamber of Commerce number) and that the management of the company is resident in the Netherlands. It does not matter in which sector the company is active, how long the company has existed or how many employees there are: Qeld evaluates each application individually based on an advanced credit assessment.

We give all entrepreneurs a chance!

What does Qeld offer entrepreneurs? 

  • Corporate loans from €1,000 to €500,000
  • Applying for a loan is completely non-binding
  • No hidden costs
  • No start-up fees
  • Flexible loan term from 6 to 18 months
  • Repayable at any time without extra charge

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When is the business loan transferred?

Upon digital signing of the contract, we try to transfer the business loan the same day (if the loan application is approved and signed before 5 p.m.).

Please note that transferring the loan does not mean that the amount is automatically visible in your account. We are dependent on banks and systems to process our payments. For most customers, the money is available in the account the next business day, but it may take a little longer to receive your funds due to the processing time of the bank.

More questions? Find here the answers about business financing at Qeld!

Questions?

Qeld supports all lending goals! Still have questions about business loans through Qeld? Then contact our friendly team of experts! We are here for you at:
Monday through Friday 8 a.m.-5 p.m. and Wednesday through 8 p.m.
020 - 808 60 84
support@qeld.nl

Contact

Qeld, part of Qred Bank AB
72603372
Keizersgracht 391
1016EJ Amsterdam
support@qeld.nl
020 - 808 60 84

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