Business loans with payouts within 24 hours
A business loan of up to €500,000 for any business, regardless of industry or size. We are here for you!
Simple application process
Loan disbursed within 24 hours
No additional charges for early repayment
A business loan that fits your ambitions
From investing in growth to bridging a difficult period, Qeld supports all lending goals and business aspirations. Here's how a business loan from Qeld can help you achieve your goals:
Business loan for projects
With a bridge loan, you can easily cover material costs or hire the best professionals so that your projects can go on as usual, without hassle or delay.
Business loan for investment
Take your business to the next level by investing in new equipment, machinery, company vehicles or software. Everyone could use a well-deserved update from time to time.
Business loan for additional working capital
Need extra working capital? It happens to every entrepreneur. Repairs, pre-financing VAT or a shortfall in your cash flow: Qeld is happy to help you with an extra financial boost!
"Qeld actually helps you take a step forward in your entrepreneurial dream."
Waldo
Chocolate & patisserie
It has never been easier to apply for a business loan!
Business loans complicated? Not at Qeld!
Qeld makes business financing simple and accessible, without endless procedures or mountains of paperwork. No hassles, because as an entrepreneur you already have enough to deal with in your daily life. This is how we do things differently:
Non-binding loan term
We understand how important flexibility is for business owners. That's why Qeld offers you the option to repay the loan in full at any time, with no additional fees. You decide how long you need the business loan, not us.
Fixed monthly cost
Call us boring, but we don't like surprises. That's why our monthly costs always stay the same. No confusing variable interest rates or unpredictability - just the same fixed costs, every month. Simple and straightforward.
Paid directly
Entrepreneurs don't have time to stand still. That's why we pay off our business loans within 24 hours. You deserve a loan that keeps you moving, which is why we've simplified our process so you can move even faster.
Qeld Supports entrepreneurial dreams since 2015
Qeld is part of Qred Bank, founded in 2015. By entrepreneurs, for entrepreneurs. Since our inception, we have not been afraid to challenge traditional banking. We do it our own way: faster and simpler. We now operate in seven countries and are the market leader in business financing in Scandinavia.
In 2018, we launched our services in the Netherlands. We have already had the opportunity to support thousands of Dutch companies with a business loan. Our team understands the unique challenges and needs of entrepreneurs and always thinks along with you. We are therefore also extra proud to be one of the top rated business lenders on Trustpilot.
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establishment of Qeld
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This way we guarantee a safe and smooth process: from application to money in your account!
Signicat
Our customers can agree to an offer online through Signicat
iDIN
Qeld uses iDIN as a secure and reliable identification method.
Trustly
Qeld uses Trustly for fast and reliable loan disbursement.
Have questions?
Michiel, our Country Manager Netherlands, and his team have answered the most frequently asked questions here:
Are there any hidden costs?
No. At Qeld , we are completely transparent about our prices and terms. You pay at Qeld a fixed monthly price for using the business loan and a standard monthly repayment. Add the two amounts together: this is the total monthly cost.
Qeld does not work with varying interest rates or hidden costs, only a fixed monthly cost and amortisation. This enables our Qeld customers to know exactly where they stand every month. Do you want to repay the loan early? This is also possible without extra costs. This way, you only pay for the period you actually need the loan! Smart!
Who can apply for a business loan?
All Dutch entrepreneurs, large and small, can apply to us for a business loan, including BVs, VoFs and ZZP'ers. The only hard requirements we set are that the company is already registered in the Trade Register of the Chamber of Commerce (valid Chamber of Commerce number) and that the management of the company is resident in the Netherlands. It does not matter in which sector the company is active, how long the company has existed or how many employees there are: Qeld evaluates each application individually based on an advanced credit assessment.
We give all entrepreneurs a chance!
What does Qeld offer entrepreneurs?
- Corporate loans from €5,000 to €500,000
- Applying for a loan is completely non-binding
- No hidden costs
- No start-up fees
- Flexible loan term from 6 to 18 months
- Repayable at any time without extra charge
When is the business loan transferred?
Upon digital signing of the contract, we try to transfer the business loan the same day (if the loan application is approved and signed before 5 p.m.).
Please note that transferring the loan does not mean that the amount is automatically visible in your account. We are dependent on banks and systems to process our payments. For most customers, the money is available in the account the next business day, but it may take a little longer to receive your funds due to the processing time of the bank.
Business loan within 24 hours
Are you looking for fast financing for your business? With our business loan, you can get financial support faster than ever. Simply submit your application online and receive a decision on your business loan within 24 hours. Whether it's to expand your business, purchase new equipment or manage unexpected expenses, our flexible solution will help your business move forward. Invest in your success today and watch your business flourish with the right support when you need it. Take the next step in growing your business - apply for your business loan with us now!
What is a business loan?
A business loan is a financial solution for companies that need capital (money) to cover various needs.
Types of business loans
There are several types of business loans available. Depending on your business and needs, some types of loans may suit you better or less well.
Online business loans
At Qred, we offer online business loans. So you don't have to go to a physical bank branch to meet someone at a specific time. All you have to do is submit an application on our website and you'll get a response within an hour. The money is disbursed the same day you sign the offer - completely digitally!
Traditional large banks
Traditional large banks still have local bank branches where you have to make an appointment to meet with an advisor. Then it can take several days or even weeks to get an answer, and the application process is often very time-consuming as well.
Benefits of a business loan from Qred
In addition to getting world-class personal service, you can do everything from applying to getting the money in your account completely digitally - within hours!
- No start-up fees
- No binding deadline
- Free and non-binding application
When should you consider a business loan?
There are several situations in which you might consider a business loan. It could be to bridge a temporary dip or to invest in something that will create growth in your business. Whatever your reason as a business owner, Qred is there for you.
How does the business loan application process work?
With us at Qred, it's as easy as ordering a book online. Just fill in your details, such as desired loan amount, contact information, etc. It only takes a few minutes. Within an hour, a representative will contact you with some follow-up questions or an offer. The money will be disbursed the same day you sign the offer. Done!
Requirements to apply for a business loan
You must be a Dutch citizen, have a Dutch bank account number and reside in the Netherlands.
Required documentation for the business loan
When you submit an application to us, we perform credit checks and automatically begin collecting documentation. However, you can always choose to attach documents directly in the application or choose to submit them manually later.
Interest and business loan fees
At Qred, we want to make things as simple as possible. That's why we've chosen a fixed monthly fee as the cost of the loan. So you know exactly what you have to pay each month. We also don't have any start-up fees or other hidden charges for early repayment or the like. We even encourage you to repay early! That's why our loans have no binding term.
Common interest types for business loans
Other common interest types and fees for business loans may include start-up fees at the beginning of the loan period, administrative fees and other types of interest or hidden fees that are good to be aware of. Calculate the costs before making a decision on a business loan.
Alternatives to business loans
There are several alternatives for business loans. It depends entirely on you and your business needs. If you have a lot of small, day-to-day expenses, a business card may be a good alternative. If it's more of a cash flow issue, factoring and selling invoices may be a way to go. There are also some banks and lenders that offer overdrafts. This can be good if you want a secure security that you can use as needed.
What to compare when choosing a business loan
There are many things to consider when taking out a business loan.
- Don't borrow if you already have too much debt.
- Don't borrow if you know you will have trouble paying back.
- Don't borrow to speculate on risky investments.
Please contact Qeld
We are here for you on all weekdays between 8 a.m. and 5 p.m.
Page written and fact-checked by
Michiel de Haan|
Country Manager Netherlands
Qeld, part of Qred Bank AB
Michiel started at Qeld from Klarna and during his journey developed from administrator to team leader and is now responsible for the entire Dutch market. He studied at the Hogeschool van Amsterdam and holds a Bachelor of Administration in Finance and Control. Michiel has been working at Qeld since 2019 .
