Apply for SME credit

Always a fixed monthly price
Non-binding loan term
Same-day transfer of your loan!
Request your free quote now!

SME credit within 24 hours

Qeld is always there for small and medium-sized businesses. Do you agree to our no-obligation quote and sign digitally with iDIN? Then we will transfer the SME loan to you the same business day!

Clear cost of SME credit

We don't work with complicated interest rates! At Qeld you pay the same amount each month in user fees and repayment. Clear and convenient!

Flexible duration

Our SME loan has no binding term. This means that, at any time, you retain the choice to repay the loan in full. We offer a customized SME loan!

We have the most satisfied customers!

Qeld helped me to keep my head above water during a difficult period.

Café owner

Thanks to Qeld, we were able to lease our company car and pay our salaries.

Joakim & Erik

Qeld sent me an attractive business loan offer the same day!

Restaurant owner

Here's how Qeld makes applying for business loans easy

Customer satisfaction  

Our customers give us a 4.8onTrustpilot! Our customers' satisfaction is our priority, which is why our team always tries to think with you about the best solution for your business. Applying for an SME loan at Qeld is super fast. We love helping you invest in your future, because when you do well, we do something right!

Business loan without variable interest rate

Qeld Makes applying for a business loan simple and fast. We don't believe in hassle and prefer to keep things simple and straightforward. That's why we don't work with interest rate changes, only fixed monthly utility costs and a fixed monthly repayment. That way you know exactly what the loan will cost each term, with no surprises.

Non-binding loan term

Our flexible business loans have a loan term of 6 to 18 months, but no binding term. This means you have the chance to repay the loan at any time completely penalty-free. This gives you maximum flexibility and you only pay during the period you actually need the loan.

Loans paid out on the same day

Applying for an SME loan takes just 1 minute.

Do you agree to our business loan offer and sign digitally before 5pm? We'll transfer the money to you the same day! This means that, in most cases, you will have the money in your business bank account within 24 hours . This way you can invest quickly in the future of your company thanks to Qeld .

Frequently asked questions

How much does a business loan cost?

At Qeld, we don't work with standard interest rates or price lists, because no two businesses are the same. That's why we always make you a personal offer with a personal interest rate. This offer is a fixed monthly price consisting of two parts: user fees and repayment.

That way you know in advance exactly what a business loan application will cost you monthly.

What interest rate will I pay for the business loan?

We work with interest rate by risk. This means that we try to make a personalized offer for each business owner and application, so that we can offer the most favorable interest rate based on your circumstances. What is the same for every business loan, however, is that you always pay a fixed monthly rate.

What interest rates do you charge?

Our fixed monthly user fee, our form of a fixed interest rate, is based on a company's individual credit score. This score is based on several factors and is determined based on an advanced credit assessment of your business. Please note that we cannot calculate the interest rate for a business loan until we have registered your loan application.

Is your cost calculation for my business loan 100% non-binding?

Yes, applying for a business loan at Qeld is always 100% non-binding. Curious about what the cost of your business loan would be? Find out today what rates we can offer you and get a free quote. Our team will get started on a credit assessment right away and get back to you soon to discuss your options.


Qeld supports all lending goals! Still have questions about business loans through Qeld? Then contact our friendly team of experts! We are here for you at:
Monday through Friday 8 a.m.-5 p.m. and Wednesday through 8 p.m.