At Qeld we provide:

A fixed, monthly rate
No hidden costs
Same-day payout
No bonding time

How much do you want to borrow?

Get a free, no-obligation quote


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An entrepreneur repairs a car in a garage with tools which he financed with a business loan from Qeld.
A happy entrepreneur renovated his store with a business loan.
A construction worker next to an excavator he purchased with a flexible business loan.
Disbursed within 24 hours
Transparent costs
Flexible repayment
A chef tells how he used a business loan to keep his business above water.
Qeld helped me keep my head above water during a difficult period.
Two entrepreneurs show the tools they were able to purchase with the help of a business loan.
Thanks to Qeld , we were able to lease our business car and pay salaries.
Entrepreneur Kenny explains how he received an attractive offer for a business loan.
Qeld sent me an attractive offer for a business loan the same day.

What can you use a business loan for?

You can use a business loan for all business purposes:
of new staff to investing in growth.

Hiring staff

New tools or equipment

Working Capital

Business loans up to
€ 200,

Qeld offers business loans designed specifically for small and medium-sized enterprises. With loans from €1000 to €200,000, SMEs can take their business to the next level and invest in the future!

It's that easy

Apply in just 1 minute

Simply and quickly fill out your application to immediately receive a free, no-obligation quote for your business loan.


Response within a day

Within one day you will receive a response to your request, along with the quote prepared especially for you. This will be sent by e-mail.


Signing with iDIN

If you agree to our offer, you can sign it effortlessly through your bank. Within a day the money will be in your account.


Non-binding loan term

If you no longer want to use the business loan, you can repay the full amount at any time at no additional cost!

Business loan application

Transparent costs

At Qeld , you don't have to worry about unexpected costs. With our business loan, you pay a fixed price each month that includes the cost of using the loan and a fixed monthly repayment of the outstanding amount. This way, you know exactly what business loan will cost you. The user fees are determined individually based on the amount borrowed and the creditworthiness of your business. Would you like to know what your exact monthly costs will be? Then request your personal, no-obligation quote now and find out.

Fixed monthly price
No hidden costs
Non-binding loan term

Frequently asked questions: business loan

How much does a business loan cost at Qeld?

At Qeld you pay a fixed monthly fee each month for using the loan (user fee), plus a fixed monthly repayment on the outstanding loan amount (amortisation). Add the two amounts together and you have your total monthly payment.

The amount you pay monthly in fees and repayments is calculated based on the loan amount, the loan period, the company's credit score and other factors. Curious about what we can offer you? Simply submit an application and we will get started with a free quote for your business loan! Our quote is always personal - and more importantly, always without obligation! You decide whether you accept our offer or continue to look for suitable financing to realise your ambitions.

Why a fixed price for a business loan?

We prefer a fixed monthly price, because that way you know exactly what will be debited each month. You never have to worry about complicated interest rates or a sudden increase in your monthly costs. At Qeld, the monthly amount remains the same for the entire term of your business loan (unless you apply for a loan increase in the meantime and want to borrow extra credit).

Are there any hidden costs?

No. At Qeld we are completely transparent about our prices and conditions. At Qeld you pay a fixed monthly fee for using the loan and a standard monthly repayment. Add the two amounts together: this is the total monthly cost.

Qeld does not work with varying interest rates or hidden costs, only a fixed monthly cost and amortisation. This enables our Qeld customers to know exactly where they stand every month. Do you want to repay the loan early? This is also possible without extra costs. This way, you only pay for the period you actually need the loan! Smart!

Who can apply for a business loan?

All Dutch entrepreneurs, large and small, can apply for a loan from us, including BVs, NVs, VoFs, and ZZPs. The sole requirements are that the company is already registered in the Trade Register of the Chamber of Commerce (with a valid Chamber of Commerce number) and that the management of the company resides in the Netherlands. It does not matter in which sector the company is active, how long the company has existed or how many employees it has: Qeld assesses each application individually based on an advanced credit assessment.

We give all entrepreneurs a chance!

What does Qeld offer entrepreneurs? 

  • Business loans from € 1,000 to € 200,000
  • Applying for a loan is completely non-binding
  • No hidden costs
  • No start-up fees
  • Flexible loan term from 6 to 18 months
  • Repayable at any time without extra charge

When is the business loan transferred?

If the contract is signed digitally, we try to transfer the business loan the same day (if the credit application is approved and signed before 17:00).

Please note that transferring the loan does not mean that the amount is automatically visible in your account. We are dependent on banks and systems to process our payments. For most customers, the money is available in the account the next business day, but it may take a little longer to receive your funds due to the processing time of the bank.

Will you request/receive credit information about me?

Yes, in order to assess your loan application appropriately, we use credit information obtained from reputable credit rating agencies. This concerns credit information on both personal creditworthiness and that of the applicant's company.


Qeld supports all loan goals! Do you still have questions about business loans at Qeld? Then get in touch with our friendly team of experts! We are at your service via:
08.00 - 17.00 (Mon to Fri)

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