Business credit within 24 hours
Looking for fast financing for your business? With our business loan, you'll get the financial support you need in no time. Simply submit your online application and receive a decision on your business loan within 24 hours. Whether you want to expand your business, purchase new equipment or need to cover unexpected expenses, our flexible solution will help your business move forward. Invest in your success today and watch your business flourish with the right support at the right time. Take the next step in growing your business and apply for your business loan now!
What is a business loan?
A business loan is a financial solution for businesses that need capital to cover various needs.
Types of business credit
There are several types of business loans available. Depending on your business and needs, some types of credit may suit you better than others.
Online business credit
At Qred, we offer business loans online. So you don't have to go to a physical bank branch. All you have to do is submit an application on our website and you will receive a response within an hour. The money is disbursed the same day you sign the offer - completely digitally!
Traditional large banks
Traditional large banks still have local bank branches where you have to make an appointment to meet with an advisor. It can take several days or even weeks to get an answer, and the application process is often time-consuming.
Benefits of a business loan from Qred
In addition to world-class personal service, you can arrange everything from application to payout completely digitally - within hours!
- No start-up costs
- No binding deadline
- Free, no-obligation application
When should you consider a business loan?
There are several situations in which you might consider a business loan. For example, to bridge a temporary dip or to invest in growth. Whatever your reason, Qred is there for you.
How does the business loan application process work?
At Qred, it's as easy as shopping online. Enter your information, such as your desired loan amount and contact information. Within an hour, a representative will contact you with some follow-up questions or an offer. The money is disbursed the same day you sign the offer. Done!
Requirements to apply for a business loan
You must be a Dutch citizen, have a Dutch bank account number and live in the Netherlands.
Required documentation for business credit
When you submit an application, we perform credit checks and automatically collect the required documentation. You can choose to include these directly in the application or submit them manually later.
Interest and charges for business credit
At Qred, we use a fixed monthly fee as the cost of the loan, so you know exactly what you have to pay each month. We have no start-up costs or hidden fees. We even encourage early repayment! That's why our loans have no binding term.
Common interest types for business credit
Other common interest types and fees for business loans may include start-up fees, administrative fees and other types of interest or hidden fees. Calculate costs before making a decision on a business loan.
Alternatives to business credit
Depending on you and your business needs, there are several alternatives to business credit. For small, day-to-day expenses, a business card can be a good alternative. For cash flow issues, factoring and invoice selling may be a solution. Some banks and lenders also offer overdrafts, which can be useful if you want a secure security that you can use as needed.
How do you find the best business credit?
Often people have a "house bank" for their private finances. Many people like to separate their personal and business finances. At Qred, we offer world-class personal service for your business credit!
What to compare when choosing a business loan
There are many factors to consider when taking out a business loan. Do not borrow if you already have too much debt, if you will have trouble repaying, or to speculate on risky investments.